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Tracy Rugg, LCSW

Experienced mental health professional

Provides online counseling through Octave

At a glance

Tracy is an experienced, licensed Mental Health Professional who specializes in affordable online therapy offered through our partner, Octave.

FSA/HSA accepted
Great news, Tracy is accepting new clients!
She is normally fully-booked.
Offers Telehealth visits
Licensed in Illinois

More about Tracy

  • 2 years' experience
  • Female
  • LCSW

Hello, and welcome! I strive to create a safe space where you can feel at ease sharing your most vulnerable parts. I want all my clients to know they are welcome, safe, and free from judgment. Our first session will focus on creating treatment goals and getting to know you. My practice is rooted in Christian principles, and I believe everyone deserves to be treated with dignity and respect. I look forward to connecting with you and supporting you on your journey.

Specialties

Anger Issues Anxiety Depression Divorce Family Conflict (1 adult in session) Grief Stress

Insurance Accepted

  • Blue Cross Blue Shield of Illinois
  • Centivo
  • Cigna

Treatment Approaches

  • Cognitive Behavioral Therapy (CBT)
  • Motivational Interviewing
  • Solution-focused
  • Strengths-based

Licenses

Tracy Rugg's National Provider Identifier (NPI) is 1356615918.

  • LCSW · Illinois · 149027141 · Renews November 2027

About online therapy

Affordable.
Get high-quality therapy without the high price. Clients pay an average of $28 per session with in-network insurance.
Convenient.
Schedule sessions that fit your life, not the other way around.
Available now.
No long waitlists. Get matched with a licensed therapist and start therapy as soon as your benefits are confirmed.

Octave makes evidence-based therapy easier to access and easier to afford. Whether you're seeking support for anxiety, depression, stress, relationships, or life transitions, Octave connects you to thoroughly vetted therapists that can meet on your schedule, take insurance, and care about helping you find clarity.

It works: 74% of Octave clients see meaningful improvement with their depression and anxiety symptoms in three months, and outcomes consistently exceed national averages.

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Frequently asked questions

Does Tracy Rugg offer telehealth visits?

Yes. Tracy Rugg works with clients by video conferencing.

What language(s) does Tracy Rugg speak?

Tracy Rugg speaks English.

How many years of experience does Tracy Rugg have?

Tracy Rugg has 2 years of experience.

Where is Tracy Rugg licensed to practice?

Tracy Rugg is licensed to practice in Illinois.

Does Tracy Rugg accept FSA/HSA?

Yes, Tracy Rugg accepts FSA/HSA meaning you can pay for sessions with your pre-tax healthcare dollars. Every year hundreds of thousands of people use their FSA/HSA to pay for therapy.

Does Tracy Rugg accept insurance?

Yes, Tracy Rugg accepts Blue Cross Blue Shield of Illinois, Centivo, and Cigna.

Does Tracy Rugg accept clients outside of the United States?

No, Tracy Rugg does not accept clients outside of the United States.

Is online therapy as effective as in-person therapy?

Numerous studies support the effectiveness of online platforms in facilitating life changes. For instance, research published by JMIR Publications, conducted by teams from the University of Berkeley, UCSF, and SF General Hospital, found that "users of [a major teletherapy service] experienced significantly reduced depression symptom severity after engaging with the platform."

What treatment approaches does Tracy Rugg offer?

Tracy Rugg offers clients Cognitive Behavioral Therapy (CBT), Motivational Interviewing, and Solution-Focused Therapy.

How do I get started with Tracy Rugg?

Just tap the BOOK NOW button or tap here: A new window will open and you'll be directed to a simple form that will help start the conversation.

Mental health conditions are real, common, and treatable.

And recovery is possible.

Affordable
High-quality
Proven
Flexible

When you tap BOOK NOW a new window will open and you'll be directed to Octave's website to start your therapy journey.

FSA/HSA eligible