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James "Chad" Settle, LCSW

Experienced mental health professional

Provides online counseling through BetterHelp

At a glance

James is an experienced, licensed Mental Health Professional who specializes in affordable online therapy offered through our partner, BetterHelp.

FSA/HSA accepted
Offers Telehealth visits
Licensed in Kentucky

More about James

  • 8 years' experience
  • Male
  • LCSW

I'm a Christian family man, born and raised here in Ky. As a practing LCSW (License Clinical Social Worker), I have spent nearly 19 years working in the Social Work/ Mental Health field in Ky. During my time working in social work I have amassed a vast expertice in diagnosing and dealing with mental health disorders, working with CHFS/DCBS cases and case workers, the Kentucky Court systems, local schools (elementary, middle, high school and college), health and mental health organizations in the Southern Kentucky Region and non-profit organzations. I use my life and work experiece to help strengthen, restore and elevate indivduals to healthier, happier places in their personal lives. I am a firm believer that all individuals can achieve measurable growth through support, strength

building, compassion and caring

Specialties

Stress Anxiety Parenting issues Anger management Self-esteem Coping with life changes Adoption and foster care Aging and geriatric issues Attachment issues Blended family issues Body image Caregiver issues and stress Chronic pain, illness, and disability Co-morbidity Codependency Commitment issues Communication problems Control issues Coping with natural or human-caused disaster Dependent personality Disruptive Mood Dysregulation Disorder (DMDD) Divorce and separation Domestic violence Drug and alcohol addiction Eating and food-related issues Emptiness Family problems Fatherhood issues Forgiveness Guilt and shame Hoarding Hospice and end-of-life counseling Impulsivity Infidelity Isolation / loneliness Jealousy Life purpose Men's issues Midlife crisis Narcissism Obsessions, compulsions, and OCD Panic disorder and panic attacks Paranoia Post-traumatic stress Self-harm Self-love Sexuality Smoking / vaping cessation Social anxiety and phobia Workplace issues Young adult issues

Insurance Accepted

  • Cigna
  • GEHA
  • Optum
  • UMR
  • UnitedHealthcare

Licenses

James "Chad" Settle's National Provider Identifier (NPI) is 1750927703.

  • LCSW · Kentucky · 258680 · Renews December 2026

About online counseling

Affordable.
Pay a low flat fee.
Convenient.
Do it at your own time and at your own pace. Communicate whenever you feel it's needed.
Available now.
There is no waiting list and no calls to make. Simply fill out a short questionnaire and send your first message.

Online counseling allows you to receive care from a mental health practitioner via phone, video chat, or instant messaging. It is convenient for those who may have trouble getting to or would prefer not to have in-person therapy appointments. Starting at $65 per week, online counseling is generally more affordable than in-person counseling. A study by researchers at University of California, Berkeley found that online counseling can be just as effective as face-to-face therapy while being more convenient, affordable, and accessible.

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Frequently asked questions

Does James "Chad" Settle offer telehealth visits?

Yes. James "Chad" Settle works with clients by exchanging messages, chatting live, speaking over the phone, or video conferencing based on what works for the client at that particular time.

What language(s) does James "Chad" Settle speak?

James "Chad" Settle speaks English.

How many years of experience does James "Chad" Settle have?

James "Chad" Settle has 8 years of experience.

Where is James "Chad" Settle licensed to practice?

James "Chad" Settle is licensed to practice in Kentucky.

Does James "Chad" Settle accept FSA/HSA?

Yes, James "Chad" Settle accepts FSA/HSA meaning you can pay for sessions with your pre-tax healthcare dollars. Every year hundreds of thousands of people use their FSA/HSA to pay for therapy.

Does James "Chad" Settle accept insurance?

Yes, James "Chad" Settle accepts Cigna, GEHA, Optum, UMR, and UnitedHealthcare.

Does James "Chad" Settle accept clients outside of the United States?

No, James "Chad" Settle does not accept clients outside of the United States.

Is online therapy as effective as in-person therapy?

Numerous studies support the effectiveness of online platforms in facilitating life changes. For instance, research published by JMIR Publications, conducted by teams from the University of Berkeley, UCSF, and SF General Hospital, found that "users of BetterHelp experienced significantly reduced depression symptom severity after engaging with the platform."

How can I communicate with James "Chad" Settle?

James "Chad" Settle can be engaged in any one of four ways: (1) Exchanging messages, (2) chatting live, (3) speaking over the phone, or (4) video conferencing. You can use different ways at different times as you wish, based on your needs, availability, and convenience.

How do I get started with James "Chad" Settle?

Just tap the CHAT NOW button or tap here: A new window will open and you'll be directed to a simple form that will help start the conversation.

Mental health conditions are real, common, and treatable.

And recovery is possible.

Messaging
Live Chat
Phone
Video
CHAT NOW

When you tap CHAT NOW a new window will open and you'll be directed to a simple form that will help start the conversation.

FSA/HSA eligible